CFP Framework
Financial Clarity
Essential principles from CFP frameworks, simplified for real-world decisions.
Updated 2026-04-20 · For educational purposes only
01
Educational Savings Techniques
How to fund college the smart way — tax-advantaged accounts, gift tax rules, and financial aid trade-offs.
529 PlansCoverdell ESAUGMA/UTMAEducation Savings
Brief→
02
Financial Aid & Education Funding
How federal aid is calculated, what counts against you, and how to build a funding plan that actually covers the gap.
FAFSAEFCFederal AidStudent LoansPell Grant
Brief→
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